On The Road
5 min read
Affordable car insurance
Easy-to-use premium coverage — with discounts — in Ontario.
How to get the cheapest car insurance quote in Ontario
Having the right car insurance is important, especially in Ontario. Notorious for busy roadways and high insurance prices, residents need to be sure they’re getting ample protection and the best prices possible. Fortunately, Onlia Insurance makes it easy.
With an average cost of $1,500-$1,700 for car insurance in Ontario, we know how important is it to find the right insurance
With an average cost of $1,500-$1,700 for car insurance in Ontario, we know how important is it to find the right insurance
provider. With Onlia Insurance, eligible drivers get premium coverages like Ticket and Accident Forgiveness at no added cost.
Plus, take advantage of our discounts for things like bundling and having winter tires to bring down your monthly insurance cost.
With fully digital policies — from getting a quote, buying, and even submitting a claim online — you’ll always find easier (and cheaper) insurance with Onlia. See your price in just a few minutes, customize your coverage to your individual needs, and update your policy online or on the app.
It’s easy — and affordable.
Switch to Onlia in 3 easy steps
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Get a quote in 3 minutes
To see your guaranteed quote, just answer a few simple questions – it’s that easy. -
Buy online
A couple of clicks is all it takes. Get a quote online now or give us a call. -
Manage your insurance online, anytime
You’re in the driver's seat. Make updates and manage your insurance online whenever you need to.
What Onlia's affordable car insurance covers
Our coverage covers your bases – everything that’s required to drive in Ontario comes standard in our car insurance policies. Plus, you'll get extra protection like Ticket and Accident Forgiveness at no added cost.
*Mandatory coverage
Provides medical, rehab and funeral costs to you, your passengers and anyone else injured in a collision.
Covers your legal liability, even if you’re partially at fault for an accident.
Protects you on multiple fronts, like if you collide with an uninsured driver, or are a victim of a hit-and-run.
Helps pay to repair your car when you're deemed not at fault in a collision.
Helps repair or replace your car in the event you collide with another car or object.
Includes coverage for damage or loss due to fire, theft, vandalism, and more.
You’ll have access to a rental car while yours is being repaired or replaced.
If you or a family member is hurt in a collision caused by a driver who is underinsured, we'll cover the difference up to your policy limit.
Free for eligible drivers, your premium won’t increase over a minor conviction.
Free for eligible drivers, your premium won’t increase after your first at-fault accident.
Discover more about car insurance
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How Does Car Insurance Work in Ontario?
Add more, save more
Bundle your car and home insurance to save even more
Want even cheaper insurance? Save up to 50% on home and up to 15% on car insurance when you bundle them.