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Take a deep breath. We're here to help.

Our team makes claims easy.

How to make a claim

  • Contact us

    Call us at 1 844-472-7905 or email us at myclaim@onlia.ca. We’ll review your policy, confirm your coverage, and offer up helpful advice. 

  • File your claim

    Once you do, we’ll pair you up with an adjuster who’s best suited to deal with your particular situation.
  • Get back on track

    We’ll help monitor your claim to ensure it’s resolved as quickly, and painlessly as possible.

Specialized care

We’ll hook you up with a dedicated adjuster who’s qualified to deal with your specific situation.

Direct support

You’ll always receive your adjuster’s direct number and contact info.

Superior services

We’re partners with the best auto repair workshops, vehicle rental agencies and professional home contractors in the business.

 

Need to make a claim? Call 1-844-472-7905.

Or email myclaims@onlia.ca to tell us what happened. We’ll make sure that you’re taken care of. Email us for non-emergencies or questions about existing claims, and we'll get back to you within 1-2 business days.

 

Frequently asked questions

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You can report a claim by calling us at 1-844-472-7905. Select the Claims option in the menu and choose your insurance provider.

If you’re unsure who your provider is, refer to your pink slip or certificate of insurance. It should also list the direct number of your carrier.

Here are some steps you can take in a scenario like this: 

  1. Get the driver’s licence information of the other driver. If the driver is not willing to provide this, take a photo of the licence plate or write it down. 

  2. Take photos of the damage, and of the other car if you can. 

  3. Call the police. Even if the accident is minor, collisions with an uninsured driver must be legally documented.

  4. The police officer may direct you to a Collision Reporting Centre where you must provide all the information you have about the car and the plate number.

  5. Contact your insurance company via phone to get your claim started. You can reach them via 1-844-472-7905, choose the Claims option and select your insurance provider. Alternatively, you can find their direct number on your pink slip or certificate of insurance.

These situations can be stressful, but we’ll work through them together!

Need a tow? We’d recommend that you give us a call at 1-844-472-7905 and we can point you in the right direction. If you have the right coverages in place, this may be covered as part of your claim.

The towing industry can be confusing when it comes to charges and fees, especially when a police officer tells you to move your car and an eager tow truck is ready to hook up your vehicle. Take a look at this informative blog to make sure you know your rights when you need a tow.

Here are some steps you can take in a scenario like this: 

  • Get the driver’s license information of the other driver. If the driver is not willing to provide this, take a photo of the license plate / write it down. 
  • Take photos of the damage, and of the other car if you can. 
  • Call the police. Even if the accident is minor, collisions with an uninsured driver must be legally documented.

The police officer may direct you to a Collision Reporting Centre where you must provide all the information you have about the car and the plate number.

Contact your insurance carrier to get your claim started. Call 1-844-472-7905 and choose the Claims option. Alternatively, you can find your carrier's direct number on your pink slip or certificate of insurance.

There are two scenarios to consider when someone hits your car and drives off. 

You have no idea who hit you: 

Report the damage to the Collision Reporting Centre, preferably within 24 hours but no later than 48 hours. Keep in mind you MUST report to the nearest Collision Reporting Center in the jurisdiction where the collision took place, and not the location closest to your home address. You can find a list of locations here.

You can consult your policy documents to confirm if you have coverage for Collision and take note of your deductible. 

Report a claim and your insurance company will take care of you! Call 1-844-472-7905, choose the Claims option and select your insurance company. Alternatively, you can find your provider's direct number on your pink slip or certificate of insurance.

You have the information of the person who hit you (e.g. they left a note, or there was a witness):

Same as above.

If it is possible to identify the person who hit you, AND they have insurance, we may be able to settle the claim using your Direct Compensation Property Damage coverage, which has a deductible of $0.

 A small silver lining: if you are the victim of a hit and run the claim is considered a ‘not at fault’.

Report suspected insurance fraud

Fraudulent claims drive premiums up and take attention away from people who really need it. Our system runs numerous anti-fraud checks to prevent that from happening.

If you are aware of someone who is making false insurance claims, or who is illegally posing as an insurance broker to defraud others, please report it here