Save more on car insurance in Mississauga

Getting affordable car insurance in Mississauga is essential when you’re trying to balance your budget. There are a few things you can do to find car insurance with the best rates:

• Choose the right car
  Insurers use the Canadian Loss Experience Automobile Rating (CLEAR) system to determine the likelihood of your car being involved in a claim, and how much it might cost. Choosing one with a lower CLEAR number can help you get the cheapest insurance possible.
• Adjust your coverage to reflect your needs
  You can decrease the amount of coverage, increase your deductible, or remove optional endorsements to shave a little extra off your monthly cost. Remember though, you may pay more out of pocket when you make a claim, and you may have less protection when decreasing coverages.
• Bundle your home and auto insurance
  Most providers will offer significantly discounted rates when you insure your home and car(s) with them.
• Take advantage of discounts
  Most providers offer discounts for things like being claims-free, insuring multiple cars, and installing winter tires. Find one that puts the most money back in your pocket. See Onlia’s car insurance discounts.

Why Mississauga drivers should choose Onlia

When choosing an insurance company in one of Canada’s largest cities, consider factors such as coverage options, affordability, reputation, customer service, specialized services, claims handling and available discounts.

Onlia makes buying and managing your insurance simple:

• You can add or subtract your coverage as you see fit.
• You have the freedom to make your own insurance decisions.
• No paperwork or phone calls required to buy or manage your policy, saving you more time (and money)

In order for you to drive in Ontario, you need the minimum coverage:

• Third-party Liability: Protects you when you’re responsible for an auto accident in which someone else is injured, killed, or has their property damaged. Learn more about Third-party Liability coverage.
• Accident Benefits: Covers certain aspects of injuries to you/your passengers because of an automobile accident.
• Uninsured Automobile: If you're in a collision where the other driver is at-fault but doesn't have insurance, your insurance provider will cover the damage to your vehicle. Learn more about Uninsured Automobile coverage.

Along with all the mandatory coverage you need to legally drive in Ontario, you can round out your policy with extra protection.

Extra coverages can include:

• Family Protection — If you or a family member is hurt in a collision caused by a driver who is underinsured, we'll cover the difference up to your coverage limit.
• Increased Third-party Liability — Minimize risk by boosting your liability coverage limit from $1 million to $2 million.
• Enhanced Rental Automobile Package — Our enhanced get-around guarantee gives you more options when it comes to rental cars if your vehicle is damaged in an accident.
• Optional Accident Benefits Coverages — Accident Benefits provide compensation if you, your passengers, or pedestrians are injured, as the result of an incident. You can increase this protection by adding more coverage.
• Automobile Purchase/Leased Price Guarantee — In the event of an accident that damages your vehicle beyond repair, if you bought or leased your car new, we’ll pay to replace it with a new one that’s a similar make and model.
• Permission to Carry Paying Passengers — This allows you to accept compensation for giving colleagues a ride to and from your workplace