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Buy insurance online with Onlia for Kitchener home insurance

Get affordable home insurance in Canada’s Silicon Valley.

Affordable home insurance in Kitchener is possible

It’s hard to believe anything is still affordable in Kitchener anymore. But yes, you can still get affordable home insurance.


Choose Onlia for home insurance


Choose us to get low insurance costs AND excellent full coverage. 

 

Everything related to your home insurance can be done online yourself or over the phone with a broker.

Home insurance coverage in Kitchener

Home insurance isn’t required in Kitchener, but not having it puts you at risk of being forced to rebuild your life out of pocket if something happens — and you don’t want that.

Protecting your home with insurance is strongly recommended to keep you from paying big bucks to fix major damage, replace stolen items or cover medical and legal costs for someone injured on your property.



Coverage from Onlia

 
  • Homeowner insurance: This will cover your private residence, protect the contents of your home and your liability if someone gets hurt in your home.
  • Renter insurance: Also called tenant insurance, it will protect your belongings and give you liability coverage. It doesn’t protect the home itself, but that’s fine because you don’t own it.
  • Condo insurance: Condo insurance will protect your unit within a condo building, including the contents of the unit like appliances, clothing and furniture. It will also cover additional living expenses if you need to relocate while your condo is being repaired.

Consider liability coverage

Getting sued can cost you millions, even if you win. Reduce the risk of having to pay out of pocket.

Switch to Onlia in 3 easy steps

  • Get a quote in 3 minutes

    Answer a few simple questions and in 3 minutes we’ll hook you up with your low rate.

  • Buy online

    Just a few clicks and boom – that sweet insurance is all yours. Do it online, or kick it old school and give us a call!

  • Easy to own

    Make updates and manage your insurance online whenever you want. It is your insurance, after all

Home coverages that keep you protected

Onlia makes home insurance in Ontario simple, so you know exactly what you’re paying for and how you’re covered. Depending on your carrier, some of these are automatically included if your home qualifies.

Emergency Accommodations

If something happens, you’ll want to cover accommodation and living expenses for you and your family if it’s unfit to live in.


Fire Damage
Fire and smoke are common culprits of property damage.
Frozen Pipes
Make sure damage to your pipes  are covered if they freeze during colder months (as long as your home is occupied).
Theft and Break-ins
Coverage for your belongings, like appliances, electronics, and furniture if they’re stolen or damaged at home or someplace else.
Home Sharing
Occasionally rent out your place through Airbnb or another home-share service? You’ll want to make sure you’re covered.
Flood and Water Damage
Comprehensive overland water protection, covering flooding and sewer backup.
High-value Items
Want more protection for valuables like bicycles, jewellery, or artwork? Our carriers can cover different amounts.
Lightning, Hail, and Windstorms
Extreme weather can hit hard. No matter what kind of storm rolls in, we have options to make sure you’re protected.
Personal Liability Coverage

Legal protection if you’re sued due to someone else's injury or property damage, even if it happens in another country.


Identity Theft
If you or someone in your household is a victim of identity theft, our various carriers offer coverage to help you through the process.

Discover more about home insurance

Add more, save more

Bundle your car and home insurance to save even more

Want even cheaper insurance? Save up to 50% on home and up to 15% on car insurance when you bundle them.