Onlia asked home and auto insurance policyholders if they knew their liabilities as hosts. Surprisingly, only two-thirds of respondents knew that if someone were to leave your house impaired and get into a collision or other incident, as a host, you could be held responsible under social host liability rulings. As more people begin to welcome friends and family into their homes, it’s essential to know your responsibilities if you host people – in line with public health guidelines — at your home.
For instance, if you provide alcohol to guests at a party versus opening the doors to a bring-your-own-beverage type of shindig, the law may assess liability differently. The timeline of resulting incidents once a guest leaves and who else is involved could also change the course of the ruling.
The Ontario Occupiers' Liability Act notes that the "occupier of a premises has a duty of care to ensure that anyone on the premises, as well as any property those persons bring, are reasonably safe." Courts may further pin liability on hosts where adverse events and injury were foreseeable due to a party.
While the law can be challenging to navigate, one thing is certain — erring on the side of caution is essential to ensure a safe evening for all party guests and hosts. While restaurants and bars have mandated training to limit over serving and subsequent consequences, private party hosts need to rely on proactive planning and sound judgement for a positive party outcome.
When prepping your menu, add hearty options to leave guests feeling satiated. In addition to a stocked bar cart, have plenty of non-alcoholic drinks on hand, presenting a great time to make up some new mocktail recipes. As your party starts to wind down, swap out alcoholic beverages with coffee, tea, and water, allowing your guests to get some new hydration on board.
Legalities of liability
Social host liability is a complex legal ruling, taking into account many variables that differ across court cases. The legal literature is quick to caution that hosts may be deemed responsible for impaired guests' actions once they leave a party, with individual trials assessing all contributing factors on a case-by-case basis.For instance, if you provide alcohol to guests at a party versus opening the doors to a bring-your-own-beverage type of shindig, the law may assess liability differently. The timeline of resulting incidents once a guest leaves and who else is involved could also change the course of the ruling.
The Ontario Occupiers' Liability Act notes that the "occupier of a premises has a duty of care to ensure that anyone on the premises, as well as any property those persons bring, are reasonably safe." Courts may further pin liability on hosts where adverse events and injury were foreseeable due to a party.
While the law can be challenging to navigate, one thing is certain — erring on the side of caution is essential to ensure a safe evening for all party guests and hosts. While restaurants and bars have mandated training to limit over serving and subsequent consequences, private party hosts need to rely on proactive planning and sound judgement for a positive party outcome.
Be a great host
Planning for a party may feel simple — enough drinks, great appetizers, the perfect playlist. But making sure everyone has a safe time? A little more proactive action is required. Think about how many people you'll be hosting, as well as a timeline for the get-together. As guests arrive, ask about how they are planning to get home. A simple, "Oh, you drove? Did you want to leave your car here overnight?" helps to start the conversation.When prepping your menu, add hearty options to leave guests feeling satiated. In addition to a stocked bar cart, have plenty of non-alcoholic drinks on hand, presenting a great time to make up some new mocktail recipes. As your party starts to wind down, swap out alcoholic beverages with coffee, tea, and water, allowing your guests to get some new hydration on board.