On The Road
4 min read
New drivers get extra discounts on car insurance
Onlia saves you money: Get up to 10% off when you take a Driver Training Course from an accredited, approved list*.
Cheaper car insurance for first-time drivers
With the average price of a new car having reached over $45,000 — the highest it’s ever been — and gas hovering anywhere from $1.50–$2.20 per litre for the last few years, it’s become outrageously expensive to drive in Ontario.
This is especially hard on young people who have been dreaming of their own set of wheels for a while, and now can barely afford to get in on the independence a new car offers.
Anything to make it cheaper for new drivers is a good thing. That’s what this exclusive Onlia discount does.
What is a Graduated Licensing discount, and who’s eligible?
With Onlia’s Graduated Licensing discount, you can get 10% off your car insurance cost for the first year you’re in your new graduated license class.
You can take advantage of this discount for 1 year after you graduate from your G1 to G2, and again for 1 year when you graduate from G2 to G — as long as your driving and insurance history is in good standing, with no prior convictions or claims.
Get 10% off when you take a Driver Training Course
If you take Driver Training Course from an accredited, approved list, you can receive 10% off your insurance. Only driver training courses offered by government- approved driving schools may qualify. See ontario.ca for more details.
Switch to Onlia in 3 easy steps
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Get a quote in 3 minutes
Answer a few simple questions and in 3 minutes we’ll hook you up with your low rate. -
Buy online
Just a few clicks and boom – that sweet insurance is all yours. Do it online, or kick it old school and give us a call! -
Easy to own
Make updates and manage your insurance online whenever you want. It is your insurance, after all
Digital means everything is done online
You can get a quote, buy a policy, change a policy or submit a claim right from your smartphone, tablet or computer. No waiting around on the phone, and no paying for someone to sit around on our side of the call. Those savings are then passed on to you.
We offer exclusive discounts
Onlia gives you access to all our car insurance discounts — and we offer a lot of them.
When you get your full G licence, you’ll qualify for more than a few of our discounts. Then the price of your car insurance lowers even faster.
Other benefits of Onlia digital car insurance
- You can add or remove coverage whenever you need to, wherever you want to.
- You have the freedom to update your policy and information online.
- You get peace of mind knowing that your Onlia coverage will be there when you need it.
What Onlia's affordable car insurance covers
Our coverage covers your bases – everything that’s required to drive in Ontario comes standard in our car insurance policies.
*Mandatory coverage
Provides medical, rehab and funeral costs to you, your passengers and anyone else injured in a collision.
Covers your legal liability, even if you’re partially at fault for an accident.
Protects you on multiple fronts, like if you collide with an uninsured driver, or are a victim of a hit-and-run.
Helps pay to repair your car when you're deemed not at fault in a collision.
Helps repair or replace your car in the event you collide with another car or object.
Includes coverage for damage or loss due to fire, theft, vandalism, and more.
You’ll have access to a rental car while yours is being repaired or replaced.
If you or a family member is hurt in a collision caused by a driver who is underinsured, we'll cover the difference up to your policy limit.
Your premium won’t increase over a minor conviction.
Your premium won’t increase after your first at-fault accident.
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Bundle your car and home insurance to save even more
Want even cheaper insurance? Save up to 50% on home and up to 15% on car insurance when you bundle them.