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Whether you’re planning to come to Canada on a visitor visa (known as a “temporary resident visa”) or if you’re a parent or grandparent looking into a Super Visa, you’ll need to know what coverage to choose for your travel health insurance in Canada. Don’t leave your research until the last minute!

Tip: There are also resources for new immigrants to Canada who are waiting for their provincial healthcare to kick in. You might even be a Canadian expat who’s returning home to Canada but isn’t eligible for provincial healthcare due to an extended leave.

 

Why Visitors Need Insurance

 

Even outside of unexpected health events, like global pandemics, visitors like you need to know that your medical insurance from your home country may not cover you for unexpected emergencies. In fact, the Government of Canada highly recommends that you have a $100,000 minimum in travel insurance coverage, since Canadian medical care can be costly if you aren’t a resident. You should arrive prepared for any unexpected mishaps or emergencies with travel insurance.

 

How Visitors to Canada Emergency Insurance Works

 

Ingle International’s Visitor to Canada Insurance is a comprehensive option for all ages that includes coverage for emergency medical treatment and hospital care for sickness or injury, doctor, ambulance, x-ray and diagnostic lab services, prescription medication, and more—including 24/7 emergency assistance.

 

When it comes to qualifying for coverage, there are 3 important points to note:

Regardless of your age, the first step in the purchase process is ensuring you’re eligible for coverage. Review the “eligibility” section of the policy and/or contact your trusted insurance professional for assistance.

If you’re 59 years or younger, you won’t need to complete a Medical Health Questionnaire.

If you’re 60 years or older, you’ll need to complete a straight-forward 3-question Medical Health Questionnaire to determine the cost of your policy (also known as the “premium”).

 

Enjoy these benefits when you choose to protect yourself with Ingle International Visitors to Canada Insurance:

Simple eligibility requirements  - It is quick and easy to qualify, with no medical questions if you are 59 or younger. If you are 60 and older, the Medical Questionnaire is straight-forward with just 3 questions. 

Competitive pre-existing medical condition coverage - Even if you already have a medical condition, you can still get coverage.

No waiting period on sickness - If the policy is purchased before arriving in Canada. 

Coverage outside Canada*- We even cover you when travelling outside of Canada, as long as it’s not to your home country. But the majority of your trip must be in Canada. 

24/7 emergency assistance - During a medical emergency, Ingle International is there to help get you the best treatment possible. 

Multilingual Customer Service - Our team can even translate medical information into your first language, making it easier to understand your doctors.

 

One last tip…

If you’re looking for additional coverage as a visitor, you can always add non-medical options like Trip Cancellation & Trip Interruption Insurance or Trip Interruption Insurance Only to emergency medical coverage to protect your travel investment.

Safe travels ahead!

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